Greater financial freedom with operating lease
Over the last14 years we’ve enabled thousands of Estonian businesses to optimize their working capital and maintain credit flexibility with the help of operating leases.
We acquire your preferred asset and
lease it to you with simplemonthly payments.
Choose the right asset from our partner and lease it with ease!
Credit options comparison
The purpose of the contract is
asset
The ownership of the asset belongs to
The asset is automatically covered with insurance
The monthly payment is reduced by the asset’s residual value
The agreement affects the client’s credit availability.
Value-added tax is paid
The risk of owning aging equipment lays on
At the end of contract, the asset cab be
Operating lease
USAGE
LESSOR
YES
YES
NO
WITH MONTHLY PAYMENT
LESSOR
RETURNED,ACQUIRED,SWAPPED
Capital lease
ACQUISITION
LESSOR
NO
NO
YES
100% FULL UPFRONT
CLIENT
ONLY ACQUIRED
Loan
ACQUISITION
CLIENT
NO
NO
YES
INTEREST ON THE VALUE-ADDED TAX
CLIENT
ASSET BELONGS TO CLIENT
The purpose of the contract is
asset
USAGE
ACQUISITION
ACQUISITION
Operating lease
Capital lease
Loan
The ownership of the asset belongs to
LESSOR
LESSOR
CLIENT
Operating lease
Capital lease
Loan
The asset is automatically covered with insurance
YES
NO
NO
Operating lease
Capital lease
Loan
The monthly payment is reduced by the asset’s residual value
YES
NO
NO
Operating lease
Capital lease
Loan
The agreement affects the client’s credit availability.
NO
YES
YES
Operating lease
Capital lease
Loan
Value-added tax is paid
WITH MONTHLY PAYMENT
100% FULL UPFRONT
INTEREST ON THE VALUE-ADDED TAX
Operating lease
Capital lease
Loan
The risk of owning aging equipment lays on
LESSOR
CLIENT
CLIENT
Operating lease
Capital lease
Loan
At the end of contract, the asset cab be
RETURNED,ACQUIRED,SWAPPED
ONLY ACQUIRED
ASSET BELONGS TO CLIENT
Operating lease
Capital lease
Loan