Plan your machinery before the busy field season.
Before sowing, forage harvesting and harvest, you need to know which machine will do the job and when it will be ready. Compare buying and operating lease against your work plan. With Maxa, you pay for using the equipment in equal monthly payments over the whole agreed term.
When is an equipment decision worth thinking through?
Choose your machinery before sowing
Check that your current tractor and seed drill suit the planned work. Ask the seller about the compatibility of the set, delivery and setup. Leave time in your plan for testing and learning to use it.
Before forage harvesting, you weigh a new machine
Mowing, raking and baling must work together. Look at the whole sequence of work and choose a machine that fits your existing equipment and team. Compare buying and operating lease for the same set.
After the season, you compare repair and replacing the machine
Gather your maintenance notes and next year's work needs. Ask for a quote for repair and for a possible replacement before the busy period. Decide which machinery to plan the next work with and what you can keep using.
A machinery plan for the whole season
How does an operating lease work?
After approval and the contract, we buy the equipment from the seller and give it to your company to use for the agreed time. During the contract we own the equipment. At the end of the term you can return the equipment or buy it out under the contract. We put the numbers side by side so you can compare for yourself. Sometimes the comparison shows that buying suits your company better.
- 1
Before the busy period
Check the condition, choose the machine and agree on delivery.
- 2
During field work
Monitor use and maintenance needs according to the manufacturer's instructions.
- 3
After the work
Gather your notes and prepare the decisions for next season.
Which equipment usually suits an operating lease?
- Tractors
- Combine harvesters
- Seed drills and crop sprayers
- Mower conditioners and round balers
- Milking robots and feed mixers
- Grain dryers
Examples of equipment in this sector that companies most often lease. You choose the equipment. Based on the seller's quote, we check on what terms we can lease the equipment to you.
How does a new machine fit with your existing ones?
Check the tractor's power, connections and the implement's requirements together with the seller. Take the whole sequence of work into account so the new machine fits the way you already work.
What is the use over the whole year?
Write down the work periods and the months when the machinery stands idle. Plan the monthly payments into the whole year's cash flow together with maintenance and the company's other costs.
When does the machine really need to be ready for work?
Beyond delivery, allow for assembly, setup and testing. Ask the seller for a schedule of this work so the machine is ready before the season starts.
Answers to your questions
Does the monthly payment change with the season?
Maxa monthly payments are equal over the agreed term. Allow for the payments outside the active working period too. Before signing the agreement, review the whole year's cash flow and the planned use of the machine.
Does the operating lease also cover maintenance of the machine?
You agree on the content and price of maintenance with the seller or service provider. Ask for them to be shown separately in the quote and include them in your budget. The Maxa offer sets the operating lease terms for the equipment.
What can I do with the machine at the end of the agreement?
During the operating lease term, the machine belongs to Täisteenusliisingu AS. At the end of the term, you can return it or buy it out under the agreement. If your work needs have changed, you can discuss the choice of your next machine with the seller.
Compare buying and leasing machinery before next season
Bring the seller's quote and the planned work schedule to the consultation. Based on them, we will put the buying and operating lease figures side by side so you can decide for yourself.